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Informative Articles

Hearing health resolutions for 2005
With a New Year upon us, the annual tradition of forming resolutions of self-improvement is definitely in season. While many articles about New Year’s resolutions focus on things like careers, education or relationships, this article discusses your...

Holiday Health: Give Get-Fit Gifts
‘Tis the season to celebrate -- and a time to eat! Most of us gain a few pounds during the holiday season. With family dinners, holiday parties and gift baskets loaded with goodies, who thinks of staying fit? Instead of giving a pyramid of...

Is Citrus Aurantium really bad for your health?
Once again the “wisdom” of the FDA and the supplement hating Academia and the out of control trial lawyers - have gotten it wrong. And are doing everything they can to take away your right to take control of your own health. Here’s the...

Lose Weight the Healthy Way
It's definitely no fun to lose weight -- put it back on, lose weight, put it back on, and so on. Just as you learn the rules of a new diet, you find yourself trying to get around them. What if all you had to do to lose weight was to eat less? ...

Moderate exercise is necessary for good health.
At a minimum, walk a mile or more several times a week (or daily) and move the arms around to loosen up the joints. If you can't walk or ride a stationary bicycle, use a rowing machine, swim, or join wheel chair races. If you can do none of...

 
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The rising costs of Health Insurance

Recent United States Census Bureau figures show that approximately 85% of Americans have health insurance and that roughly 60% have employment related health insurance or as individuals and that various government agencies provide health insurance to 25% of Americans.

Because medical technology and treatment are advancing at a daily rate the costs associated with health insurance are also rapidly increasing. People in developed countries are living longer which means the population of those countries is aging and a larger group of senior citizens requires more medical care than a younger healthier population. (A similar rise in costs is evident in Social Security in the United States.) These factors cause an increase in the price of health insurance.

There are however other factors that are resulting in an increase of health insurance prices and these are health related for example, obesity and insufficient exercise, unhealthy food, a shortage of doctors in impoverished or rural areas; excessive alcohol use, smoking and drug abuse plus the sedentary lifestyle of many.

In theory, people could lower health insurance prices by doing the opposite of the


above; that is, by exercising, eating healthy food, avoiding addictive substances, etc. Healthier lifestyles protect the body from disease, and with fewer diseases, the health insurance companies would therefore pay fewer medical bills.

Before buying health insurance, a person typically fills out a comprehensive medical history form that asks whether the person smokes, how much the person weighs, and has the person ever been treated for any of a long list of diseases. Applicants can get discounts if they don't smoke and live a healthy lifestyle, which might encourage some people to quit smoking or make other improvements in their lifestyle. The medical history is also used to screen out persons with pre-existing medical conditions. This article has been written by http://www.health-insurer.info For more information on health insurance, visit our web site http://www.health-insurer.info This article is not a substitute for professional advice. Please feel free to use this article in your newsletter or on your web site, the resource box must be included. If you use this article, please send a brief message to let me know where it appeared: mailto:health-insurer@t4star.com Thank you.